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The American dream -- home ownership! More people are taking advantage of today's low rates to buy their first home, or their dream home. We're on your side! We help find the best mortgage for you so you can concentrate on getting ready to move in!

If you can imagine it, we can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and dozens of other ways to help you unlock the doors to your new home.

Before you even start home shopping, get prequalified by one of our mortgage professionals. You'll have the clout of a cash buyer. You'll know how much you can afford. And be well on your way to the mortgage program that's right for you as soon as you make the offer!

You don't pick the house that is best for someone else, you pick the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Browse our website to learn about today's rates and programs, what you'll need to apply, how easy it is to prequalify and earn the clout of a cash buyer, and how we help find the loan that's right for you. You'll be putting up -- and then taking down -- that SOLD sign in no time!

If you own a home and are just looking to refinance, get a second mortgage or cash out equity, you've come to the right place! There are almost as many loan programs as there are home owners. We'll help find you the right one. You can pay down your balance faster, consolidate high-interest revolving debt, or cash a check to use toward your dream vacation, home improvements, college tuition -- anything you can think of!

Browse our easy-to-use site to become familiar with our people and our programs. Then come visit a mortgage professional who can help you on your way to your goals!






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Mortgage News:
 
The Week Ahead: Treasury Auctions, Retail Sales, The Fed's Exit, Consumer Sentiment
2/8/2010 7:49 AM
The week ahead is a particularly slow one. The only major releases are the Trade Balance on Wednesday and Retail Sales report on Thursday. Plus, Friday will see February’s first measure of consumer confidence. With little fresh data to anticipate, the fear is that markets will continue on their downward path this week. Since January 19 the Do...Read More
 
Home Sellers Still See Conditions as Unfavorable. Perspective on Shadow Inventory
2/5/2010 3:49 PM
A consumer survey conducted by Thomas Reuters and the University of Michigan indicates that it is sellers who are holding the housing market at low levels. In survey results released today, approximately 75 percent of homeowners who participated in the survey viewed current home buying conditions as favorable because of attractive home prices and l...Read More
 
The Day Ahead: Employment Situation, Unemployment Rate
2/5/2010 7:14 AM
Equity futures are deep in the red this morning after substantial losses yesterday. The culprit continues to be European sovereign debt concerns in Greece, Portugal and Spain, which is sending European and Asian stocks rapidly south. Labor data from the US isn’t helping as jobless claims unexpectedly rose to 480k yesterday. The big questions ...Read More
 
Fed MBS Program Update: 94% of Funding Used
2/4/2010 2:06 PM
The Federal Reserve today reported on their weekly purchases of agency mortgage-backed securities (MBS). In the week ending February 3, 2010, the Federal Reserve purchased a total of $17.63 billion agency MBS. In those five days the Federal Reserve sold $5.63 billion (supported the roll market) for a net total of $12 billion MBS purchases. The goal...Read More
 
Freddie Mac Survey: Most Rates Up Slightly in Past Week
2/4/2010 12:03 PM
Rates rose slightly during the week ended February 4 according to data released today by Freddie Mac. The weekly Primary Mortgage Market Survey showed that the average rate for 30-year fixed-rate mortgages (FRM) was 5.01 percent with 0.7 point compared to a week earlier when the rate was 4.98 percent with 0.6 point. The 15-year FRM averaged 4.40 pe...Read More
 
The Day Ahead: Stocks Weaker Before Jobless Claims, Q4 Productivity
2/4/2010 7:18 AM
Equity markets are in the red across the globe as investors become increasingly concerned that the Greek debt tragedy could spread to other countries in the euro zone. In the US futures are sharply lower. The Dow looks to open 48 points lower to 10,193 while futures on the S&P 500 are off 5.90 points to 1,090.50. “The US$ index is stronge...Read More
 
ECON OUTLOOK: Forecasting NFP Using ADP Data. Whispers Explained
2/3/2010 12:04 PM
The ADP Employment Report was released this morning. 22,000 jobs were lost in Janaury 2010. This was slightly better than the expected print of 30,000 job cuts but not far from consensus. From the release ... Nonfarm private employment decreased 22,000 from December 2009 to January 2010 on a seasonally adjusted basis, according to the ADP National ...Read More
 
The Day Ahead: ADP Employment Report, ISM Non-Manufacturing Index, Treasury Auction Terms
2/3/2010 7:14 AM
Equity futures are mixed after a steady incline yesterday pushed the Dow and S&P 500 up 1.09% and 1.30%, respectively. 90 minutes before the opening bell, the Dow looks to open 3 points higher at 10,227 while futures on the S&P 500 are down 0.20 points to 1,097.00. Commodities are higher with Crude oil up 18 cents to $77.41 per barrel and G...Read More
 
FY 2011 BUDGET REVIEW: Housing and Mortgage Related Proposals
2/2/2010 3:52 PM
The Obama Administration released the Fiscal Year 2011 Budget. To put the size of this document in perspective: the SUMMARY TABLES alone required 36 pages. The main focus of the budget: CREATING JOBS TOTAL 2011 BUDGET TO ACCOMPLISH THIS GOAL : $3.834 trillion THE WHITE HOUSE SAYS: "Having steered the economy back from the brink of a depression...Read More
 
Census Bureau: 130.6 Million Housing Units in the US; 18.9 Million are Vacant
2/2/2010 3:41 PM
The Census Bureau today released the Report on Residential Vacancies and Homeownership . This data covered fourth quarter 2009. From the release... National vacancy rates in the fourth quarter 2009 were 10.7 percent for rental housing and 2.7 percent for homeowner housing. The rental vacancy rate was higher than the fourth quarter 2008 rate (10.1 p...Read More




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